Programs and incentives
Affordable Housing Fund (AHF)
CMHC program ended in December 2025: discover similar programs for your affordable housing project.
Program status : Program ended (December 2025)
Program ended. Since December 19, 2025, CMHC’s Affordable Housing Fund application portal has been closed and all funds have been committed. No new applications are accepted. For new project funding, CMHC now refers developers to Build Canada Homes.
Similar or complementary programs
These programs, still available, can support an affordable or community housing project:
Green Municipal Fund (GMF)
Grants to plan the construction or retrofit of sustainable affordable housing.
MLI Select
CMHC mortgage loan insurance flexibilities for buildings with 5 or more units.
ÉcoPerformance program
Funding for energy analyses by organizations and businesses.
What the program offered
For information, while it was in effect, the Canada Mortgage and Housing Corporation (CMHC) Affordable Housing Fund provided capital (low-interest loans, forgivable loans, contributions) to partner organizations to build affordable housing and to renovate or repair existing affordable and community housing. Partner organizations were organizations that had partnered with another organization at a level of government and obtained funding.
The program aimed to meet the needs of low- and moderate-income households and to promote sustainable and inclusive construction practices. It had two main streams:
- New construction funding: low-interest loans and forgivable loans to build affordable housing, with an emphasis on energy-efficient, accessible and inclusive housing (mixed-income, mixed-tenure or mixed-use projects including affordable units).
- Renovation funding: repayable low-interest loans and contributions to renovate and repair affordable and community housing. Priority was given to partnerships with governments, non-profit organizations, the private sector and other partners; partnering with a level of government was required to be eligible.
Have an affordable housing project? Contact us: we follow the programs currently available and can support you as soon as equivalent funding becomes available.
An affordable housing project?
We follow the programs currently available and point you to the right funding.
